What is the cheapest small inground pool?

When looking to install a small inground pool in your backyard, cost is often a major factor in the decision making process. Smaller inground pools tend to be more affordable than large luxurious pools, but there can still be a significant range when it comes to price. If budget is your top priority, read on to learn about some of the most affordable small inground pool options.

Above Ground vs Inground Pools

The first decision to make is whether you want an above ground or inground pool. Above ground pools are almost always cheaper than inground pools. However, many homeowners prefer the aesthetic of an inground pool and don’t mind paying more for it.

Here’s a quick cost comparison of above ground vs inground pools:

Pool Type Average Cost
Above Ground $1,000 – $4,000
Inground $25,000 – $60,000

As you can see, above ground pools can often be installed for under $5,000 while inground pools usually start around $25,000. However, there are some more budget-friendly inground options that can reduce the cost.

Small Inground Pool Shapes

One way to save on an inground pool is to choose a small, simple shape. Here are some of the most affordable shapes for small inground pools:

  • Rectangular – A basic rectangle shape is the most economical option. Rectangular pools are simple to construct and require less materials.
  • Kidney – Kidney shaped pools have a curved oval design that can still be simple to install. The curved edges add style without a big jump in price.
  • Roman – Roman end pools have one rounded and one straight end. This adds some aesthetic appeal while limiting the curved edges.
  • Grecian – A Grecian pool has an oval shape with one end being more curved than the other. This shape provides an intermediate option between oval and rectangle.

More complex shapes like freeform curves, lagoons and geometric patterns will add considerably to the installation cost. Keeping it simple with a rectangular, oval or Roman shape can save big on an inground pool.

Small Inground Pool Sizes

Pool size is another major cost factor. Larger pools require more materials, excavation work, and chemicals – which all drive up the installation price. Here are some ballpark figures on how pool size impacts cost:

Pool Size Average Cost Range
300 – 400 sq ft $25,000 – $35,000
400 – 500 sq ft $35,000 – $45,000
500 – 600 sq ft $45,000 – $55,000

To keep costs down, aim for a pool around 300-400 sq ft. This provides enough space for short laps and family recreation without breaking the bank.

Basic Construction

Opting for the most basic construction and materials for your small inground pool is another way to control costs. Here are some tips to keep construction simple:

  • Choose a basic rectangular or oval shape
  • Opt for a flat bottom rather than a sloped deep end
  • Use standard white plaster instead of tile, pebble or quartz finishes
  • Select plain concrete decking instead of salt finish, travertine or other high-end deck options
  • Limit water features like waterfalls, fountains, spillways
  • Go without advanced lighting, infinity edges, perimeter overflow channels and other luxury embellishments

While upgrades like tile, waterfalls and decking finishes add beauty and functionality, they also raise the installation price. Sticking with simple plaster and concrete materials can save thousands.

DIY Installation

Hiring a professional pool contractor is the most common (and recommended) way to install an inground pool. However, some homeowners choose the do-it-yourself route to save on labor costs. DIY installation is feasible for rectangular or kidney shaped fiberglass pools. Kits can provide all the necessary materials with instructions for self-assembly.

Some costs to keep in mind with DIY inground pool kits:

  • Fiberglass pool shell – $5,000 to $15,000
  • Excavation & site prep – $1,500 to $5,000
  • Plumbing & filtration system – $1,500 to $5,000
  • Decking & fencing – $3,000 to $10,000
  • Miscellaneous supplies, equipment rentals, permits – $2,000 to $5,000

While a DIY kit can save on the contractor labor costs, which often make up 50% or more of the total installation quote, they still require a major time commitment and construction know-how.

Buyer Beware: Cutting Corners

When trying to minimize pool construction costs, there are certain areas you don’t want to cut corners. Trying to save money on the following core elements could lead to problems down the road:

  • Licensing & Permits – Don’t be tempted to skip permitting. This ensures proper safety, codes & inspection compliance.
  • Structural Design – Don’t DIY structural elements like plumbing and filtration. Leave this to the professionals.
  • Fencing – Pool fencing is critical for safety. Don’t skimp on quality here.
  • Electrical – Improper electrical work can lead to electrocution or fires. Hire a licensed electrician.
  • Accessories – Buy quality accessories like pumps, filters, covers. Don’t go for the absolute cheapest options.

In certain areas it’s wise to pay a little more upfront to avoid problems, injuries and lawsuits down the road. Safety and quality should not be sacrificed to save a few dollars on pool construction.

Financing Options

Since most homeowners don’t have $25,000+ in spare cash laying around for an inground pool, financing is often needed to make the project possible. Here are some options for financing an inground pool:

  • Cash – For those who can pay cash upfront, many contractors offer a 5-10% discount on the total project cost.
  • Home Equity Loan – Tapping home equity via a loan or line of credit is a popular financing method. Rates are low and interest is usually tax deductible.
  • Cash-Out Refinance – Refinancing the mortgage and taking some cash out of the home’s equity can provide funds for a pool. However, refinancing solely for a pool is not advisable given closing costs.
  • Personal Loan – Unsecured personal loans from banks or credit unions are an option. Rates are higher than home equity financing but may be easier to qualify for.
  • Credit Cards – Low-interest cards like those offering 0% APR for 12-18 months can temporarily finance a pool with no interest. However, these introductory offers eventually expire leaving high ongoing rates.

Consulting with both the pool contractor and your financial advisor is wise to map out the best financing plan for your specific situation. This helps ensure you get the pool you want in a financially responsible manner.

Affordable Upgrades

While it’s smart to keep costs down in the construction phase, there are some relatively affordable upgrades worth considering that add functionality and enjoyment:

  • Pool Heater – Extends the use of the pool into cooler weather. Propane heaters start around $2,500 installed.
  • Saltwater System – Using salt instead of traditional chlorine adds comfort and convenience. Starting price around $1,200.
  • Hardscaping – Add aesthetic value by landscaping around the pool with materials like stone, pavers, retaining walls.
  • Cover – A pool cover helps retain heat, saves water and prevents accidents when not in use. Automatic covers start around $3,000.
  • Higher-End Finish – Upgrading the plaster to pebble or quartz finish improves appearance for an added cost of $2,500 to $5,000.

Upgrades like these improve functionality and can be added down the road. Starting with a more basic construction then adding affordable upgrades over time is a smart strategy.

Save on Operating Costs

Beyond just installation, ongoing operating and maintenance costs are part of owning an inground pool. Here are tips to minimize these long-term expenses:

  • Run pump and filter for minimum time needed – don’t over-circulate
  • Use an insulated pool cover when not in use to retain heat and limit evaporation
  • Set thermostat conservatively to avoid over-heating the water
  • Monitor chemical usage and maintain proper balances – don’t overuse chemicals
  • Check for leaks and repair quickly to avoid water loss
  • Pay attention to pump pressure and flow rates – make sure equipment is operating efficiently
  • Keep filters clean – dirty filters waste energy
  • Use energy efficient pool pumps and LED lighting

Taking steps like these over time saves hundreds to thousands per year in utility bills and chemical costs.

Comparison Shopping

Don’t underestimate the power of shopping around when trying to find the best inground pool prices. Rates can vary significantly from contractor to contractor, even for the same project scope. Getting quotes from at least 3-5 pool builders is wise.

When comparing inground pool quotes, look closely at:

  • Exact materials being used
  • Hours of labor estimated
  • Any unrelated work being bundled in
  • Warranties and service history of the contractor

Not all quotes are created equal. Scrutinize the details side-by-side rather than simply going with the lowest sticker price.

Timing Your Project

When you schedule your inground pool installation can impact cost as well. Contractors typically offer discounts on new projects in their slower months or seasons. This varies by region, but generally the best pool construction discounts are available in the fall and winter months or early spring. Avoiding peak summer months when contractors are busiest will often save you 5-15% on the overall job cost.

Timing your project strategically and asking contractors if they offer seasonal discounts can result in significant savings on an inground pool.

Finding the Best Value

At the end of the day, the cheapest inground pool option involves finding the best combination of affordability and quality for your specific needs. With the right planning and design choices outlined above, a small backyard inground pool can be made affordable without cutting important corners. Do your homework and search for contractors who are transparent about costs and willing to work within your budget constraints. An upfront investment in the optimal pool for your home can pay dividends for years to come in better living and increased property value.

Conclusion

While inground pools are a major investment, focusing on small sizes, simple shapes, basic construction, and affordable financing options can keep costs at more reasonable levels. Taking your time to get quotes, understand costs, and find the right pool professional for your job is key to maximizing value. With reasonable expectations and smart planning, you can enjoy the backyard pool of your dreams without breaking the bank if you focus on minimizes size and complexity and avoid overpaying for unnecessary features and upgrades you may not truly need. An affordable inground pool is within reach if you do your homework and plan wisely from the start.